About

Employers

Employers

Medical Insurance

Attract & retain your organization’s top talent with our plan offerings.

Ancillary Coverages

Competitive dental, vision, life, critical illness, and other plans to protect your employees and their families.

Human Resources

Extensive resources to help you remain compliant and make an impact with your employees.

Compliance

Build an easy to update Employee Handbook to explain your company’s policies and procedures.

Retirement

Give your employees the tools to save and prepare for their futures.

Employer Resources

Stay on top of legislative and market changes in the insurance industry.

Get the best bang for your buck on benefits in 4-6 weeks

Get a tailored benefits strategy to best attract talent in your business, implementable with ease

  • Stand out from competition by offering carefully selected benefits that uniquely appeal to your team at little to no extra cost
  • Conserve your budgets with less expensive benefit plans with just as much or more value than what other brokers may have sold you
  • Cut your tax burden with strategies that legally keep the IRS away from your and your employees’ hard earned dollars
  • Get full appreciation from employees and candidates with effective education that fully shows them all the value your benefits provide

Book Your Free Benefits Maximizer Assessment

Seniors

Seniors

Medicare Basics

We make insuring yourself on Medicare simple, comprehensive, and cost effective.

Choosing A Medicare Plan

Get expert advice to help you choose a plan that best suits your needs.

Long Term Care

Protect yourself from the costs of assisted living, nursing homes, or home health care.

How & When To Apply for Medicare

Understanding how and when you can enroll is an integral part of choosing complete coverage.

Life Insurance

Provide your loved ones with a cash benefit as an inheritance, income replacement, or to pay expenses after you pass.

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Medicare Resources

We have spent a ton of time sifting through Medicare resources and have compiled the most important ones here.

Free Download!

Download Our Medicare E-Book

In this book, we break down Medicare into easy-to-understand components so you can make a confident decision about your coverage.

Get it Now!

Become an Agent

Become an Agent

Why Buffer?

At Buffer, it’s our purpose to make a meaningful impact in the lives of others. Learn more about the opportunity to become an independent insurance agent.

Market Opportunity

The demand for an insurance advisor is higher than it’s ever been. Entrepreneurs like you have an opportunity to create reliable, continuous income.

Agency Ownership

Don’t let your success wait any longer. We have assembled the tools, coaches, and resources to help you reach new heights.

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State Continuation & COBRA Coverage

State Continuation & COBRA Coverage

Employers

There are two common forms of extended insurance coverage for employees who are voluntarily leaving employment. Consolidated Omnibus Budget Reconciliation Act, also known as COBRA, is the more common term, which only affects employers who have more than 20 employees....
Health Reimbursement Arrangement

Health Reimbursement Arrangement

Employers

A Health Reimbursement Arrangement (HRA) is a tax-advantaged benefit that allows both employees and employers to save on the cost of healthcare. Jump to section: 1. QSEHRA (Qualified Small Employer Health Reimbursement Arrangement) HRA plans are employer-funded...
Do You Need to use an Insurance Agent for Medicare?

Do You Need to use an Insurance Agent for Medicare?

Seniors

Learning Medicare on your own would not be an easy task. In fact, there are some people that have faced this tumultuous task alone. They’ve spent hours and hours researching terminology and definitions, plan types, specific election periods, do’s and don’ts, and...
Do You Need to use an Insurance Agent for Medicare?

When You Can Change Medicare Plans

Seniors

Medicare coverage is not a one-and-done decision. Changing health care needs and life events may mean your Medicare coverage needs to change, too. Medicare provides certain time periods for making changes to your plan choices. The main one is Medicare Open Enrollment....