Your Impact Ensured.

Be there for the
people who
count on you.

Life is complex. Insurance doesn't have to be. We make protecting your family, your team, and your future simple — so you can spend more time on what matters most.

For Individuals
Medicare, ACA plans, life insurance, long-term care, dental, vision, and more. We make the complex simple — in plain English.
Explore individual coverage →
For Employers
Group benefits, HR services, compliance support, and cost strategy. Give your team coverage they value — without the chaos.
Explore employer benefits →
Commercial
GL, BOP, cyber, workers' comp, E&O, and more. Protect the business you've built from the risks you can't predict.
Explore commercial coverage →
Your Life. Your Family. Your Business.
Medicare
Employer Benefits
Wellness
Commercial
Retirement
Why Buffer

Your future is worth protecting.

The most meaningful impact we make is in the lives of others.

01 — Inspire

Faith, vision, and purpose
in everything we do.

We educate, never pressure. Insurance isn't about policies — it's about protecting what you've built and who you love. We start with why, because the most meaningful work we do is in the lives of the people we serve.

02 — Connect

Relationships built on authenticity,
transparency, and responsiveness.

We show up for the people we serve — consistently, honestly, and without the runaround. You deserve clarity in plain English, a team that takes your questions seriously, and a partner who gets back to you promptly. Earning your trust is what allows us to fulfill our purpose every day.

03 — Protect

Integrity in every interaction.
Promises kept, every time.

We protect families, futures, and the businesses people have poured their lives into. Long-term relationships, fulfilled promises, and unwavering integrity — because the people counting on you deserve nothing less.

Your path to peace of mind

Stop guessing.
Get a guide.

Insurance can be overwhelming — the options, the jargon, the fine print. You shouldn't have to navigate it alone. Here's how Buffer makes it simple — in three steps.

01
Tell us your story
A 15-minute conversation — no obligation, no pressure. We listen first. We understand exactly what you need to protect before we recommend anything.
02
We build your plan
We do the heavy lifting — comparing carriers, translating jargon, and building a strategy tailored to your life, your team, and your budget.
03
Live with confidence
You're covered. You understand your coverage. And we're here every year — not just at enrollment — when life changes and your needs evolve.
For HR Professionals & Business Owners

Your employees deserve great benefits.
You deserve a partner who makes it easy.

Open enrollment is 6 weeks away. Half your team still hasn't picked a plan. The compliance deadline is real and you're managing it alone. We've been here before — and we know the way through.

Benefits that attract and retain top talent — without blowing your budget
Compliance support so you're never caught off guard by a deadline or audit
Employee education that makes your team actually value what you provide
Section 125 strategies that reduce your payroll tax burden — measurably
Free Tools

Know your numbers before you decide.

Use our free tools to get real clarity on your situation. See your results instantly — then connect with an advisor if you want to take the next step.

Medicare Late Penalty Calculator
Find out exactly how much delaying Medicare enrollment will cost you — and what it means for your lifetime coverage costs.
Calculate now →
Life Insurance Needs Analysis
Answer a few questions about your income, debts, and dependents — get a personalized coverage recommendation in under 2 minutes.
Calculate now →
Section 125 Tax Savings
See exactly how much your business could save in payroll taxes this year through a properly structured Section 125 Cafeteria Plan.
Calculate now →
★★★★★
"We thought benefits had to be complicated. Buffer showed us a plan that saved us $3,200 per employee per year — and our team actually understands their coverage now. That's a different kind of broker."
Biz Owner Bryce · CEO, Boxes2Go · Dallas, TX · 12 employees
Independent Agent Network

Your vision is worth protecting.
Build it on your terms.

Real freedom. Flexible schedule. Recurring income that builds while you sleep. If you're ready to build your own book of business — with the training, contracts, and back-office support to do it right — we're ready to talk.

Jeremy Dane
Jeremy Dane
Medicare · Life
TX · FL · AZ · CO
Sarah Mitchell
Sarah Mitchell
Employer · ACA
TX · OK · LA · AR
Marcus Rivera
Marcus Rivera
Commercial · Group
CA · NV · AZ · NM
Karen Patel
Karen Patel
Medicare · LTC
TX · GA · NC · SC