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Health Insurance Nondiscrimination Rules

Overview Group health plans and tax-favored accounts—including health savings accounts (HSAs), health flexible spending arrangements (health FSAs), and health reimbursement arrangements (HRAs)—are subject to numerous nondiscrimination provisions under federal law. The...

Employee Assistance Programs (EAPs)

Employee assistance programs (EAPs) are employer-sponsored programs that provide support services to employees experiencing health, family, financial, alcohol, drug, or stress issues. The structure and operation of each EAP will vary with the needs of each company,...
Group Life Insurance

Group Life Insurance

Although not required to by law, many employers offer group-term life insurance coverage to their employees. Benefits under a group-term life insurance policy are paid only if the insured dies during the policy’s term. Advantages of Group-Term Life Insurance...
3 Ways to Dispose of Your Old, Unused Medications Safely

3 Ways to Dispose of Your Old, Unused Medications Safely

Many of the drugs that are prescribed to individuals sit in medicine cabinets months and years beyond their reasonable expiration date. These drugs may be harmful to you to take or for kids and grandchildren to sneak into or accidentally swallow. It’s important...