About

Employers

Seniors

Become an Agent

Employee Assistance Programs (EAPs)

Any great relationship starts with a conversation, so let’s start there.

Get personalized help from our insurance experts and receive a tailor-made insurance plan options proposal after just one consult

Employee Assistance Programs (EAPs)

Employers

Employee assistance programs (EAPs) are employer-sponsored programs that provide support services to employees experiencing health, family, financial, alcohol, drug, or stress issues. The structure and operation of each EAP will vary with the needs of each company, but EAPs should generally be governed by a written document that:

  • Defines the program’s relationship to the company;
  • Includes strict confidentiality standards;
  • Defines the scope of services provided; and
  • Establishes guidelines to evaluate the effectiveness of the program.

In addition, in order avoid having to comply with certain Affordable Care Act requirements, an EAP cannot:

  • Provide significant medical care benefits;
  • Require participants to exhaust EAP benefits before using group health plan benefits;
  • Require participation in a traditional group health plan to receive EAP benefits;
  • Require employee premiums or contributions; or
  • Impose cost-sharing requirements.

0 Comments

Submit a Comment

Your email address will not be published. Required fields are marked *

+ 28 = 37