About

Employers

Employers

Medical Insurance

Attract & retain your organization’s top talent with our plan offerings.

Ancillary Coverages

Competitive dental, vision, life, critical illness, and other plans to protect your employees and their families.

Human Resources

Extensive resources to help you remain compliant and make an impact with your employees.

Compliance

Build an easy to update Employee Handbook to explain your company’s policies and procedures.

Retirement

Give your employees the tools to save and prepare for their futures.

Employer Resources

Stay on top of legislative and market changes in the insurance industry.

Get the best bang for your buck on benefits in 4-6 weeks

Get a tailored benefits strategy to best attract talent in your business, implementable with ease

  • Stand out from competition by offering carefully selected benefits that uniquely appeal to your team at little to no extra cost
  • Conserve your budgets with less expensive benefit plans with just as much or more value than what other brokers may have sold you
  • Cut your tax burden with strategies that legally keep the IRS away from your and your employees’ hard earned dollars
  • Get full appreciation from employees and candidates with effective education that fully shows them all the value your benefits provide

Book Your Free Benefits Maximizer Assessment

Seniors

Seniors

Medicare Basics

We make insuring yourself on Medicare simple, comprehensive, and cost effective.

Choosing A Medicare Plan

Get expert advice to help you choose a plan that best suits your needs.

Long Term Care

Protect yourself from the costs of assisted living, nursing homes, or home health care.

How & When To Apply for Medicare

Understanding how and when you can enroll is an integral part of choosing complete coverage.

Life Insurance

Provide your loved ones with a cash benefit as an inheritance, income replacement, or to pay expenses after you pass.

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Medicare Resources

We have spent a ton of time sifting through Medicare resources and have compiled the most important ones here.

Free Download!

Download Our Medicare E-Book

In this book, we break down Medicare into easy-to-understand components so you can make a confident decision about your coverage.

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Commercial

Become an Agent

Become an Agent

Why Buffer?

At Buffer, it’s our purpose to make a meaningful impact in the lives of others. Learn more about the opportunity to become an independent insurance agent.

Market Opportunity

The demand for an insurance advisor is higher than it’s ever been. Entrepreneurs like you have an opportunity to create reliable, continuous income.

Agency Ownership

Don’t let your success wait any longer. We have assembled the tools, coaches, and resources to help you reach new heights.

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Health Insurance Nondiscrimination Rules

Employers

Overview Group health plans and tax-favored accounts—including health savings accounts (HSAs), health flexible spending arrangements (health FSAs), and health reimbursement arrangements (HRAs)—are subject to numerous nondiscrimination provisions under federal law. The...

Employee Assistance Programs (EAPs)

Employers

Employee assistance programs (EAPs) are employer-sponsored programs that provide support services to employees experiencing health, family, financial, alcohol, drug, or stress issues. The structure and operation of each EAP will vary with the needs of each company,...
Group Life Insurance

Group Life Insurance

Employers, Life Insurance

Although not required to by law, many employers offer group-term life insurance coverage to their employees. Benefits under a group-term life insurance policy are paid only if the insured dies during the policy’s term. Advantages of Group-Term Life Insurance...
3 Ways to Dispose of Your Old, Unused Medications Safely

3 Ways to Dispose of Your Old, Unused Medications Safely

Seniors

Many of the drugs that are prescribed to individuals sit in medicine cabinets months and years beyond their reasonable expiration date. These drugs may be harmful to you to take or for kids and grandchildren to sneak into or accidentally swallow. It’s important...