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Several popular Health Care Sharing Ministries have grown significantly since the passage of the Affordable Care Act. By definition, a health care sharing ministry is a nonprofit organization that facilitates sharing of health-care costs between individual members....
Has an insurance agent ever promised that he can deliver cheaper rates than his competitors? Almost like a used car salesman stating he’ll beat his competitors by half, right? While that may be a tactic to lure customers in, how many times has that tricked worked to...
For employers who have 49 or less employees, no, you are not required to offer health insurance. But finding an insurance carrier with reasonable rates may prove harder than expected. Because of the unfavorable rates for small groups, many of these employers with...
Like all major financial decisions, we as Chief Financial Officers are expected to understand the intricate details of our employee benefits. Here we are five years after Affordable Care Act has been in effect and many CFOs are just now lifting their head from the...