SENIORS

Medicare Checklist

What to do to get prepared for Medicare.

Medicare can be complex, but our checklist has everything you need to get ready to enroll. You can also download the Medicare Checklist here.

6 Months Before Turning 65

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Explore the ABCD’s of Medicare
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Read about the Part A & Part B
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Does your work history (or current/former spouse’s) qualify you for coverage?
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Learn how other coverage works with Medicare.
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Make sense of the costs of Medicare.
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Read about Part D costs
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Read about Medigap costs
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Understand your enrollment options.
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Plan to enroll on time to avoid penalties and delays in coverage, depending on when is best for you.
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If you plan to enroll in your Initial Enrollment Period, set a reminder for yourself for 3-months before your 65th birthday.

4 Months Before Turning 65

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Compare plans for coverage packages
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Calculate costs per month/year for:
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Premiums
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Deductibles
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Copays & coinsurance

3 Months Before Turning 65

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Enroll in Part A during your Initial Enrollment Period. You should also enroll in Part B unless you are eligible for a Special Enrollment Period.
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Confirm receipt of Medicare card(s).

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Talk to a benefits advisor to get detailed information about plans.
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Make sure to ask these important questions:
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Will I have to choose hospital and healthcare providers from a network?
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Will my doctors accept the coverage? If not, are there doctors near me who will?
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Will I need referrals to visit specialists?
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Will the plan cover me if I get sick while traveling in another state?
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What will my prescription drugs cost?
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Are my drugs on the plan’s drug list (or formulary)?
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Does the plan include the pharmacies I currently use?
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Can I get my prescriptions through the mail?
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Does the plan have a good quality rating?
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Make your decision.

Assistance on Standby.

Don’t go at this alone. Our benefit advisors are standing by to assist you along the way.