Expert insights from Buffer Insurance to help you make informed decisions about Medicare, employer benefits, commercial insurance, and more.
Understand the Medicare Part D coverage gap in 2026, the new $2,000 out-of-pocket cap from the Inflation Reduction Act, and strategies to minimize your prescription drug costs.
Read article →An independent comparison of the top-rated Medicare Supplement (Medigap) insurance companies in 2026, including Mutual of Omaha, UnitedHealthcare, Cigna, Aetna, and more.
Read article →A step-by-step guide to applying for Medicare Extra Help (Low-Income Subsidy), including eligibility requirements, income limits, and what the program covers.
Read article →Learn how to appeal your Medicare IRMAA surcharge with Form SSA-44, including qualifying life-changing events, required documentation, and tips for a successful appeal.
Read article →Find out whether Medicare covers you during international travel, which Medigap plans include foreign travel emergency benefits, and when travel insurance is the better option.
Read article →Understand the difference between MAC and UCR dental plan reimbursement methods, how each affects employee out-of-pocket costs, and which approach is right for your company.
Read article →Everything employers need to know about Section 125 cafeteria plans, including tax savings, compliance requirements, plan setup, and common mistakes to avoid.
Read article →A comprehensive guide to ERISA Summary Plan Description requirements, wrap SPDs, distribution deadlines, and penalties for non-compliance.
Read article →A complete guide to key person life insurance for business owners, covering policy ownership, coverage amounts, tax implications, and how to protect your business.
Read article →A comprehensive guide to annuities, including fixed, variable, and indexed types, how they work, benefits and drawbacks, and whether an annuity is right for your retirement.
Read article →Our team is here to help you navigate Medicare, employer benefits, and commercial insurance. Schedule a free consultation — no cost, no obligation.
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