For Individuals & Families

Insurance guidance that puts you first.

Whether you're turning 65, losing employer coverage, or just want to make sure your family is protected — Buffer connects you with the right plans from all major carriers. Independent advice, zero pressure.

Talk to an advisor Explore coverage options ↓
Turning 65?
Navigate Medicare with confidence
Parts A, B, C, D — we'll walk you through it →
Need Coverage?
Find the right plan for your family
ACA marketplace, life, dental & more →
Life Changing?
Big transitions need the right coverage
Retirement, new baby, job change →
What We Cover

Personal insurance, handled personally.

We represent all the major carriers so you get the best fit — not the one plan your agent happens to sell.

Medicare (Parts A, B, C, D)
Original Medicare, Medicare Advantage, Medigap supplements, and Part D prescription drug plans. We walk you through every option so you pick the plan that actually fits your life.
Explore Medicare plans →
ACA / Marketplace Plans
Health insurance through the Affordable Care Act marketplace. We help you understand subsidies, compare metal tiers, and find the best plan for your budget and needs.
Compare ACA plans →
Life Insurance
Term, whole life, universal, and indexed universal life policies. Protect your family's financial future with coverage tailored to your stage of life and goals.
Explore life insurance →
Long-Term Care
Traditional and hybrid long-term care policies that help cover nursing home, assisted living, and in-home care costs — before you need them.
Learn about LTC options →
Dental & Vision
Standalone dental and vision plans for individuals and families who need coverage outside of an employer plan or Medicare.
See dental & vision plans →
Annuities
Fixed, indexed, and income annuities that provide guaranteed income in retirement. We compare options across carriers to find the best rates and terms.
Explore annuity options →
Travel Insurance
Trip cancellation, medical evacuation, and travel health coverage for domestic and international trips. Peace of mind before you leave home.
Get travel coverage →
Why Buffer

Independent advice. Real people. No sales pitch.

We're not captive to any carrier. That means we shop the entire market on your behalf and recommend what actually makes sense for you.

Truly Independent
We represent you, not an insurance company. As independent agents, we have access to dozens of carriers and can recommend the best option without bias.
Licensed in 41 States
Whether you live in Texas, are snowbirding in Arizona, or have family across the country — we can help. Our licenses cover 41 states and growing.
Dedicated Advisors
You'll work with a real person who knows your situation — not a call center. Our advisors specialize in individual and family coverage and stay with you year over year.
No-Pressure Approach
We're consultative, not transactional. Take the time you need to understand your options. We'll answer every question until you're confident in your decision.
All Major Carriers
Aetna, UnitedHealthcare, Humana, Cigna, Mutual of Omaha, and dozens more. We shop the market so you don't have to call every company yourself.
Year-Round Support
We don't disappear after enrollment. Need to change plans, file a claim, or understand a bill? Your advisor is a phone call away — all year long.
Your Team

Meet your personal insurance advisors.

When you work with Buffer, you get a dedicated advisor who knows your situation and is always just a call away.

Taylor Turner — Account Manager at Buffer Insurance
Taylor Turner
Account Manager

Specializes in Medicare, life insurance, and ACA plans. Taylor helps clients understand every option so they can choose coverage with confidence.

Tanner Little
Account Manager

Helps individuals and families navigate personal insurance and Medicare transitions. Tanner brings clarity to complex decisions with a patient, thorough approach.

Alice Wyatt
Account Manager

Specializes in walking individuals and families through coverage options. Alice makes sure you understand every detail before making a decision.

Life Stage Guidance

Big moments call for the right coverage.

No matter where you are in life, we'll help you find the right plan for right now.

Turning 65?
Medicare enrollment windows are time-sensitive. We'll explain Original Medicare vs. Advantage, help you pick a supplement, and make sure you don't miss a deadline.
Medicare Dental & Vision Long-Term Care
Losing employer coverage?
Job change, retirement, or COBRA running out? A qualifying life event opens a special enrollment window. We'll help you find replacement coverage fast.
ACA Plans Life Insurance Dental & Vision
Growing your family?
New baby on the way or adopting? Make sure your health plan covers maternity, pediatric care, and everything in between. Life insurance becomes essential too.
ACA Plans Life Insurance
Planning for retirement?
Beyond Medicare, retirement means thinking about income protection, long-term care, and leaving something behind. We'll help you build a complete coverage strategy.
Annuities Long-Term Care Life Insurance Medicare
Taylor Turner
Your Advisor
Taylor Turner
Account Manager
Get Started

Not sure where to start?

Tell us a little about your situation and we'll point you in the right direction. No forms, no spam — just a real conversation with a licensed advisor.

Talk to an advisor
Medicare, ACA, life insurance, long-term care — we'll help you figure out what you need.
Explore: Medicare · ACA Plans · Life Insurance · Long-Term Care · Dental & Vision · Annuities · Travel